Defy Student Loan Debt

AFFORDABLE PAYMENTS. NO DEBT. MORE FREEDOM

HOW DEFYNANCE WORKS

Getting Started

You apply to refinance your student loans with our revolutionary debt-free solution

Next Steps

If we are a good fit for each other, we will offer you a smart Defynance Income Share Agreement (ISA)

Become Debt Free

We pay off your debt in full and you share a small percentage of your income with us for a set period

Total Protection

Whether you’re struggling or excelling in your career, the Defynance ISA will always protect you

No Debt

Always Fair

Cash Return

Career Guidance

- - Loan balances can grow over time, especially due to compounding interest during financial hardship
  - An ISA is different, payments are always affordable because they are based on income and you always know when the ISA ends
  - With an ISA there is no balance and no interest, just tim