Live life on your terms
- Always affordable payments
- In-built consumer protections
- No co-signers needed
Live life on your terms
- Always affordable payments
- In-built consumer protections
- No co-signers needed
How It Works
What Sets Us Apart?
What Sets Us Apart?
| What We Offer | How You Benefit |
|---|---|
No Co-signer Needed | Finance on Your Own Terms |
Student Debt Paid Off | Less Debt Means a Better Credit Standing |
Affordable Payments | Income Based Payments That Are Always Affordable |
ROEP Ecosystem | Resources to optimize income and minimize unemployment |
Cash Back Rewards | Cash back after successful completion of the payment term |
What We Offer
How You Benefit
No Co-signer Needed
Finance On Your Own Merits
Student Debt Paid Off
Less debt means a better credit standing
Affordable Payments
Income-based payments that are always affordable
ROEP Ecosystem
Resources to optimize income and minimize unemployment
Cash Back Rewards
Get paid after successful completion of the payment term
AH, Student Loan Refinancing Customer from Tucson, AZ
"Thanks to Defynance, I feel empowered and optimistic about my finances and this has enabled me to be more present with my family!"
Kristin Slink, Founder & CEO of Tech AF Founder Academy
"By allowing borrowers to pay back their student loans in amounts that are directly tied to their income, Defynance removes the burden that many recent college graduates face when entering the work force."
MW, Student Loan Refinancing Customer from Atlanta, GA
“Defynance will work with you so that you come to the best decision for yourself. They are a no-brainer choice to get out of interest.”
Joey Womack, Co-Founder & CEO of Goodie Nation
“I've known far too many people trapped in a vicious cycle of student loan debt. People that worked hard all of their lives, did the right thing, and sacrificed to perform well in school. Yet their upward mobility is severely limited, and they may never enjoy the fruits of labor. Defynance has the potential to really solve this problem.”
RB, Student Loan Refinancing Customer from Pittsburgh, PA
“I found Defynance after the pandemic had just started. My parents were not able to provide financial support and loan options also didn't work for me. I was googling alternate funding methods and saw Defynance. From day 1, the team was compassionate, helpful and worked very hard to make sure the financing process went smoothly for me. If that didn't happen then I never would have the life that I do now.”
Remember, we're are not a lender, we’re your partner
DON'T FIGHT YOUR STUDENT DEBT BATTLE ALONE
